Pre-Policy Medical Checkups
Ensure Accurate Health Assessments for Your Clients Before You Issue Coverage.
A pre-policy medical checkup is a health examination required by insurance companies before issuing coverage. This checkup is designed to assess potential health risks and minimise insurers’ liabilities. It is often necessary for applicants over a certain age but may also be requested based on other risk factors.
Enquiry for Pre-Policy Medical Checkups @ RxDx Healthcare
Why Choose RxDx?
Seamless and Hassle-Free Process
With years of experience handling pre-policy checkups, RxDx ensures a smooth, hassle-free experience for insurers and clients, both. We simplify the appointment booking, testing, and reporting processes to align perfectly with your underwriting requirements.
Convenient Multi-location Availability
Our multispecialty clinics and diagnostic labs are spread across 7 convenient locations in Bengaluru. This accessibility ensures that healthcare is always close to your clients, reducing barriers and turnaround times.
Accurate, Trusted Results
As a NABL-NABH accredited facility, RxDx is committed to maintaining the highest clinical standards and diagnostic accuracy. You can rely on our state-of-the-art equipment and expert staff to provide precise health assessments, offering you the confidence to make informed decisions.
Preferred Partner for Over 17 Years
For over 17 years, RxDx has been the trusted healthcare provider for a diverse range of clients, including corporate organizations and government employees. Our reputation for quality care and reliability has made us the preferred choice for insurers and policyholders alike.
Streamlined and Secure Digital Reporting for Insurance Partners
RxDx Healthcare offers secure digital report access through email, our patient portal, and direct upload to insurer portals. Our team ensures that all essential information is provided in the format and location you prefer, with a firm commitment to data privacy.
We can integrate our Health Information System (HIS) with your systems for enhanced efficiency, enabling seamless report transfer and robust data management.
Comprehensive Pre-Policy Medical Checkup Services
At RxDx, we offer a full range of pre-policy checkup services tailored to meet the specific needs of health insurers. Our centres are equipped to handle various assessments, from routine blood tests to more specialized screenings, ensuring you receive reliable information for risk evaluation.
Our Services Include
Blood Tests
CBC, lipid profile, blood sugar, liver and kidney function tests to assess overall health.
Cardiac Assessments
ECG, TMT (Treadmill Test), and other screenings to evaluate heart health.
Imaging Services
Chest X-ray, ultrasound, and other imaging based on your requirements.
Physical Examinations
Conducted by experienced physicians, including BMI calculation and vital sign assessment.
Urine Analysis
Screening for common health abnormalities.
Additional Tests
Any specific tests required by your underwriting guidelines.
How It Works
Appointment Coordination
Once a health insurance company refers a client for a pre-policy checkup, RxDx Healthcare takes care of everything. We coordinate the appointment with the insurer’s team and confirm the details (location, date, time). Clients then arrive at RxDx with a pre-authorization letter from the insurer. If necessary, we can arrange home visits for added convenience.
Comprehensive Health Assessment
Clients undergo a thorough medical examination as per your underwriting requirements. All tests are performed by certified professionals using advanced equipment in our fully equipped centres.
Fast Digital Reporting
RxDx provides secure, digital access to reports within 48 hours, ensuring quick turnaround and accuracy. Reports are sent via email, patient portal, or uploaded directly to your insurer portal, according to your preferences.
Review and Consultation (if required)
Should any results require further explanation, RxDx Healthcare offers consultation services with our medical experts to ensure all queries are addressed promptly.
What Our Partners Say
Dedicated Insurance Partnership Team
Our specialised partnership team is committed to assisting insurers throughout the pre-policy checkup process. From appointment scheduling to troubleshooting, we provide dedicated support to ensure you receive prompt, reliable service.
Frequently Asked Questions (FAQ)
Is a medical checkup required for health insurance?
Medical tests are typically not needed for younger applicants. However, for individuals over 40 or those with other risk factors, insurers often require a pre-policy medical checkup.
What types of pre-policy checkups are available?
We offer both standard and customizable pre-policy checkup packages tailored to meet your underwriting guidelines.
How quickly are reports delivered?
Reports are generally delivered within [48 hours]. We prioritize quick turnaround and can expedite the process if needed.
How are reports delivered?
We provide secure, digital access to medical reports within [48 hours], delivered via email, our patient portal, or uploaded to your portal as required.
Can clients choose between clinic and home checkups?
Yes. Clients can visit any of our conveniently located centres or request a home visit, based on their preference.
How do we ensure the quality of the assessments and tests conducted by RxDx?
RxDx follows stringent quality protocols and is accredited by NABH-NABL, ensuring all tests are conducted by certified professionals using advanced equipment.
What if a policyholder fails the pre-policy checkup?
We provide detailed findings so you can make informed decisions on coverage, premiums, or policy terms. We’re also happy to facilitate any further consultations.
Are results shared with anyone other than the insurer?
We maintain confidentiality and share results only with the insurer, unless the insurer provides explicit consent for additional sharing.
How do we get started with RxDx Healthcare for pre-policy medical checkups?
To start your partnership, contact our team directly via email or phone. We’ll discuss your needs, tailor a solution, and guide you through the next steps.
